Broker Check

(716) 634-1515

Personal Planning

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication are the cornerstone of our firm.

Financial Planning

We create strategies that are tailored to your needs and goals.

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Planning for a Comfortable Retirement

We'll help you reach a comfortable and enjoyable retirement.

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Protect the Ones You Love

We'll create a strategic protection plan so you don't have to worry about your loved ones in your absence.

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Preparing for College

We'll work with you to plan and save for your children's education.

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Long Term Care

The importance of thinking ahead.

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Disability Income Insurance

Giving you a peace of mind for the unpredictable moments in life.

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Protection for Auto and Homeowners

We provide auto and homeowner's insurance* along with all the other financial services, saving you time and money.

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Meet the Personal Planning Team

Marikay Flemming

Marikay Flemming

Firm Life Products Director

(315) 350-2129

Lisa Griffin

Lisa Griffin, CFP®

Financial Planning Director

(585) 214-8657

Terry Sprow

Terry Sprow

Investment Director

(716) 929-3119

David Levine

David Levine

Firm Disability Income Director

(585) 241-5287

Alexandra Erath

Alexandra Erath

Financial Advisor

315.825.9307

Alexio Medina

Alexio Medina

Financial Services Representative

(716) 650-6685

Andrea DePasquale

Andrea DePasquale

Financial Services Representative

716.929.3367

Andrew Roy

Andrew Roy

Investment Advisor Representative

(315) 463-8587 x1357

Andrew Schneegold

Andrew Schneegold

Financial Planner

(716) 650-6684

Anthony Hooper

Anthony Hooper

Financial Advisor

(315) 350-2161

Benjamin Montreuil

Benjamin Montreuil, CFP®

Financial Advisor

(585) 241-5283

Bernadette Krueger

Bernadette Krueger, ChFC®, LUTCF®, CLTC®

Senior Financial Services Executive

(585) 241-5211

Brook Mellon

Brook Mellon

Financial Services Representative

(716) 626-0048

Bruce Erath

Bruce Erath, ChFC®, CLU®

Financial Advisor

315.825.9307

Bruce Sunderville

Bruce Sunderville, LUTCF®

Financial Advisor

(585) 241-5218

Bruce Bowman

Bruce Bowman

Financial Advisor

(315) 331-2626

Cathy Lynn Mock

Cathy Lynn Mock

Agency Assistant

(716) 650-6679

Charlie Williams

Charlie Williams, CLU®, ChFC®, LUTCF®

Broker

(585) 241-5215

Christa Sharkey

Christa Sharkey

Financial Advisor

(585) 241-5294

Christopher DeMayo

Christopher DeMayo, LUTCF®

Financial Advisor

585.214.8671

Christopher Miller

Christopher Miller

Agency Supervisory Officer

(585) 214-8650

Clifford Zell

Broker

(585) 655-6152

Colleen Fitzhenry

Colleen Fitzhenry, CFP®, CLTC®

Financial Advisor

716.929.3106

Connie Gilderhus

Connie Gilderhus, LUTCF®

Financial Advisor

585.241.5266

Craig Mellenthine

Craig Mellenthine

Investment Advisor Representative

(716) 694-1859

Dana Trombley

Dana Trombley

Chief Operating Officer

(716) 929-3111

Daniel Rohnke

Financial Advisor

(315) 350-2138

Daniel Oglebay

Daniel Oglebay

Financial Services Representative

(315) 350-2139

Danielle Robertson

Danielle Robertson, CFP®, CLTC

Financial Advisor

(716) 929-1544 x4

David Mirabito

David Mirabito, LUTCF®, CLU®, ChFC®, CFP®, MSFS®, RICP®

Senior Financial Services Executive

(315) 592-3145

David Moore

David Moore, CFP®, CLU®, CASL®

Financial Advisor

(585) 374-2291

David Pettinelli

David Pettinelli

Financial Services Representative

(585) 214-4662

David Schmidl

David Schmidl, LUTCF®, RICP®

Investment Advisor Representative

(585) 214-8663

Dominick Madonna, Sr., LUTCF®

Financial Advisor

(315) 350-2189

Don Karlik

Don Karlik, JD

Financial Advisor

(315) 350-2103

Donald Burns

Donald Burns, CLU®

Financial Advisor

(315) 463-8587 x1332

Elwyn Voss

Elwyn Voss, CLU®, ChFC®

Financial Advisor

(607) 334-7080 x5

Flinn Hackett

Flinn Hackett

Financial Services Representative

(585) 242-5912

Furqan Hassan

Furqan Hassan

Financial Planner

(716) 650-6495

George Rak

George Rak

Financial Services Representative

(716) 650-6452

George Sipe

Financial Services Representative

(315) 507-0591

George Bidjov

George Bidjov, CFP®

Financial Advisor

(716) 929-3368

Glenn Toczek

Glenn Toczek

Financial Services Representative

(716) 650-6658

Greg Hirtzel

Greg Hirtzel

Marketing Coordinator

(716) 929-3110

Gregory Borgosz

Gregory Borgosz

Financial Advisor

(716) 650-6434

Hal Ware

Hal Ware

Financial Services Representative

(716) 650-6496

Heather Wilbur

Financial Services Representative

(607) 846-2136

Henry Melson

Henry Melson

Financial Services Representative

(716) 650-2330

Hiedi Chinelly

Hiedi Chinelly

Agency Supervisory Officer

(585) 427-8007

Jacob Glofka

Jacob Glofka, MBA, CLTC®

Financial Advisor

716.650.6442

Jacob Ernst

Jacob Ernst

Financial Services Representative

(716) 650-6493

Jada Eckert

Jada Eckert

Financial Services Representative

716.634.1515 x3021

James Krueger

James Krueger, ChFC®, LUTCF®, CLTC®

Senior Financial Services Executive

(585) 241-5229

James Macri

James Macri, CLTC, LUTCF®

Financial Advisor

(315) 350-2126

James Goupil

Financial Advisor

(716) 277-0830

Jason Moore

Paraplanner

(585) 241-5240

Jason Bird

Jason Bird, CFP®, CAP®

Financial Advisor

(716) 929-3378

Jay Sullivan

Jay Sullivan, CFP®, CLTC

Certified Financial Planner professional

(315) 350-2154

Jeff Sasserson

Financial Advisor

(814) 367-2191

Jefferson Webster

Jefferson Webster, MSFS®, ChFC®, AEP®, CLTC®

Investment Advisor Representative

(585) 899-3323

Jeffrey Keyes

Jeffrey Keyes, CLU®, ChFC®

Financial Advisor

(315) 463-8587 x1333

Jeffrey Chapman

Jeffrey Chapman, CLU®, ChFC®

Financial Advisor

(315) 463-8587 ext. 1358

Jeredith Nolan

Jeredith Nolan, CLTC®, LUTCF®

Financial Services Executive

(716) 929-3115

Jesse Montanye

Jesse Montanye

Financial Services Representative

(585) 241-5245

Joel Henning

Joel Henning

Financial Advisor

(716) 650-6657

Joel St. Hilaire

Joel St. Hilaire

Financial Advisor

(315) 764-0201 x2125

John Goldman

John Goldman, ChFC®, CFP®, CLU®, CPA®*, MBA

Financial Services Executive

(607) 734-7194

John Irving

John Irving, CFP®, ChFC®, CASL®, CLTC, CLU®

Financial Advisor

(716) 372-4402

John Mitrano

John Mitrano

Financial Advisor

(585) 241-5251

John Balk

John Balk

Financial Services Representative

(716) 929-3365

John Ceddia

John Ceddia, LUTCF®

Financial Advisor

(585) 241-5255

John Curvin

John Curvin, CRPC®

Financial Planner

(716) 650-6683

Joseph Genco

Joseph Genco

Financial Advisor

716.929.3108

Josh Keller

Josh Keller

Annuity Director

(716) 929-3373

Joshua Lauer

Joshua Lauer

Financial Advisor

(716) 929-3109

Julie Yunker

Julie Yunker, CFP®, CLU®, ChFC®, AIF®

Financial Planner

(585) 899-3302

Karl Heath

Karl Heath

Financial Advisor

(585) 241-5237

Kathleen Revekant

Kathleen Revekant

Financial Advisor

(585) 214-8673

Kathy Giacovelli

Kathy Giacovelli

Agency Compliance Assistant

(585) 214-8698

Kathy Morgan

Kathy Morgan

Agency Assistant

(315) 350-2172

Keith Forbes

Keith Forbes

Financial Advisor

814.806.3196

Kenneth Sendlak

Kenneth Sendlak

Financial Advisor

(716) 650-6682

Kevin McLoud

Kevin McLoud

Technical Specialist

(315) 694-2025

Kurt Pentoney

Kurt Pentoney, LUTCF®, CLTC, FSS, CFBS®

Financial Planner

(585) 241-5233

Kyle McDermott

Kyle McDermott, CFP®, AIF®

Financial Advisor

(585) 214-8680

Linda Brusso

Linda Brusso

Paraplanner

(585) 241-5226

Lisa Denning Mulvaney

Lisa Denning Mulvaney

Financial Advisor

(585) 899-3312

Liz Walton

Liz Walton, LUTCF®, CLTC

Financial Services Executive

(607) 734-7194

Lori Ball

Lori Ball

Agency Assistant

(315) 350-2127

Louis Tabone

Louis Tabone, CFP®, CIMA®, CLTC

Financial Advisor

(315) 350-2141

Makenzie Morrill

Makenzie Morrill

New Business Coordinator

(585) 242-5903

Marc Wegrzynowski

Marc Wegrzynowski

Financial Advisor

(716) 929-3112

Mark Kellogg

Mark Kellogg, CASL®, RICP®

Financial Advisor

(716) 650-6474

Mark Modzeleski

Mark Modzeleski, CFS®, CLTC®, AIF®, CFBS®

Financial Advisor

(315) 243-5660

Martin Steck

Martin Steck, RICP®

Financial Advisor

(716) 650-6431

Max Ambuske

Max Ambuske

Financial Advisor

585.214.8689

Megan Grandillo

Megan Grandillo

Marketing Coordinator

(716) 929-3117

Melinda Dix

Melinda Dix

New Business Coordinator

(585) 242-5915

Micah Moore

Financial Services Representative

(585) 704-5601

Michael Deer

Michael Deer, CFP®, AIF®

 

Financial Advisor

585.214.8684

Michael Donahue

Michael Donahue, LUTCF®

Financial Advisor

585.214.8678

Michael Gnacinski

Michael Gnacinski, CLTC®, LUTCF®

Financial Planner

(716) 650-6469

Michael Koziol

Michael Koziol, RICP®

Financial Planner

(716) 650-6466

Michael Bleyle

Michael Bleyle

New Business Coordinator

(716) 650-6660

Michael Schrouder

Michael Schrouder, LUTCF®

Financial Services Executive

(315) 536-9142

Michael Ruzhansky

Michael Ruzhansky, CFP®

Financial Advisor

(866) 366-3889

Michael Snow

Michael Snow

Financial Planner

(585) 214-8699

Michelle Underwood

Michelle Underwood

Financial Advisor

(585) 241-5278

Myra Schroeder

Financial Services Representative

(585) 749-1656

Nancy Bolduc

Nancy Bolduc

New Business Coordinator

(716) 929-3103

Nathan Way

Nathan Way, CLTC®, ChFC®, AIF®

Financial Advisor

(716) 929-1544 x3

Ned Tunmore

Ned Tunmore

Financial Advisor

(716) 929-3362

Nicholas Gnacinski

Nicholas Gnacinski

Financial Planner

716.650.6460

Nicholas Maloney

Nicholas Maloney

Financial Advisor

(716) 650-6664

Nicholas Barnes

Nicholas Barnes, CFP®, MBA, MSA

Certified Financial Planner practitioner

(315) 592-3145

Patrick Foley

Patrick Foley

Financial Advisor

716.929.3360

Patrick Kellogg

Patrick Kellogg

Financial Advisor

(315) 350-2155

Patrick Underwood

Patrick Underwood, LUTCF®

Financial Planner

(585) 241-5209

Patty Brooks

Patty Brooks®

Financial Advisor

(315) 463-8587 x1344

Paul DiDuro

Paul DiDuro, LUTCF®

Financial Advisor

585.241.5262

Paul Knipper

Paul Knipper, LUTCF®

Financial Advisor

(585) 241-5271

Rachel Blair

Rachel Blair

Financial Services Representative

(585) 329-9897

Rachelle Snyder

Financial Advisor

(607) 368-9424

Randy Wyrozub

Financial Advisor

(716) 650-6686

Rebecca Laursen-Castner

Financial Advisor

(315) 536-9142

Richard Meade

Richard Meade

Financial Advisor

(585) 899-3351

Richard Cote

Richard E. Cote, Jr., CLU®, ChFC®

Financial Advisor

(315) 463-8587 ext 1346

Rick Pepperday

Rick Pepperday

Investment Advisor Representative

(716) 689-5838

Rick Ungaro

Financial Services Representative

(716) 650-6432

Robert Hosler

Robert Hosler

Financial Services Representative

(315) 350-2136

Robert Walls

Robert Walls

Financial Advisor

(585) 241-5254

Ronald Hubbell

Ronald Hubbell, MBA

Financial Services Representative

(585) 214-4666

Samuel Gugliuzza

Samuel Gugliuzza, CMFC®

Financial Advisor

(716) 691-7500

Samuel Terrazzino

Samuel Terrazzino, CFP®, LUTCF®, MSM®

President & Managing Partner

(716) 929-3366

Samuel Chavarria

Samuel Chavarria, CLU®

Financial Services Representative

(315) 463-8587 ext. 1345

Scott Marcin

Scott Marcin, JD

Investment Advisor Representative

(716) 650-6455

Sharon DiRisio

Sharon DiRisio

New Business Coordinator

(585) 214-4667

Shawn Jordan

Shawn Jordan

Financial Planner

(585) 241-5216

Shawn Sipe

Financial Services Representative

(315) 853-2313

Stephen Retterer

Stephen Retterer, CLU®, ChFC®, LUTCF®

Financial Advisor

(607) 368-2106

Steven Lustig

Steven Lustig, CPA, CLU®

Investment Advisor Representative

(716) 842-1993

Steven Thibault

Financial Services Representative

(315) 764-0201 x2101

Susanne Daly

Susanne Daly

Financial Advisor

(585) 241-5224

Tahir Jaffr

Tahir Jaffr

Financial Advisor

(716) 650-6449

Tammy Hersch

Tammy Hersch

Client Service Representative

(585) 214-4660

Thomas Boeck

Thomas Boeck, CLU®, ChFC®, REBC, CASL

Broker

(716) 650-6498

Tiere' Simpson

Financial Services Representative

(716) 650-2235

Timothy Stalker

Timothy Stalker, LUTCF®

Financial Advisor

(716) 650-6653

Tom Kinyon

Tom Kinyon

Broker

(585) 214-8675

Trisha Stilwell

Trisha Stilwell

New Business Coordinator

(716) 929-3375

Tyler Guarasci

Tyler Guarasci

Financial Services Representative

(716) 691-7500

*Auto and home insurance is offered by unaffiliated insurers