When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Understanding Long-Term Care Understanding the types of long-term-care services—and what those services could cost—may be critical. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.