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Don Karlik, JD

Financial Advisor

dkarlik@fpuny.com

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Financial Partners of Upstate New York

Office: (716) 634-1515

Fax: (716) 634-1747

6500 Sheridan Drive

Suite 300

Buffalo, NY 14221

info@fpuny.com

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Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), and are not subsidiaries of MassMutual or its affiliated companies. Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. Financial Services Representatives are independent contractors and are not employees of MassMutual, its subsidiaries, or of General Agents with whom they contract.

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Don Karlik, JD

Financial Advisor

(315) 350-2103

dkarlik@fpuny.com